Mold is a microscopic organism that is classified as a fungus. Many different types of molds grow on decaying matter and soil. They play an essential role in degradation of matter in the environment. However, if molds infest a home, they become a health hazard. Property owners who discover mold in their homes should enlist the services of companies that perform mold removal in Michigan so that they can prevent adverse reactions to this fungus.
If you and your family members are exposed to mold, you can suffer from skin rashes, respiratory infections, allergies, asthma and sinus infections. In serious cases, molds can cause death. The factor that contributes to mold growth is humidity or moisture. This can happen due to a large spill, a burst pipe, a wet or flooded basement, leaking plumbing or a leaking roof.
Most property owners wonder whether insurance covers the cost of removing molds from a property. Homeowners insurance covers some types of water damage, but not all of them. Standard homeowners insurance does not provide coverage for water damage that occurs due to neglected property maintenance. For instance, if you have a leaking downspout, which is spilling water into any part of your property and you have not rectified the leakage, your insurance policy may not cover mold damage.
When damage occurs after a particular kind of water related accident happened in a property such as pipes bursting, homeowners insurance can provide coverage for the damage. To file a claim, homeowners should review their insurance policy in order to know what is covered and what is not covered. They should then inform their insurer about the problem and answer any question the company asks about the damage.
The insurance firm will investigate your claim shortly after receiving your written notice. It may also ask you for more information. The company will either accept or reject your claim. If it agrees to pay your claim, it may pay it within five business days. If it rejects your claim, the company will explain the reason for doing so in writing.
If the area covered by the molds growing in your home is less than 10 square feet, it is possible to clean the area yourself. Prior to cleaning the area, you should put on protective gear such as a respirator, gloves and goggles. If the molds are growing on a hard surface, you can remove them by scrubbing the area with a multi purpose cleaner or water and detergent.
Once you are through, you should dry the surface thoroughly. If you have removed molds from a porous material, it is advisable to seal the material in a plastic bag prior to disposing it. Once you have cleaned the area, you should revisit the site regularly and look for signs of additional damage or new growth of molds.
If molds cover a large area, it is essential to contact a licensed mold removal contractor to remove them. He or she will use industrial equipment and cleaning supplies to kill and eradicate mold from your home. After removing the fungus, the professional will treat the affected area to prevent future growth.
If you and your family members are exposed to mold, you can suffer from skin rashes, respiratory infections, allergies, asthma and sinus infections. In serious cases, molds can cause death. The factor that contributes to mold growth is humidity or moisture. This can happen due to a large spill, a burst pipe, a wet or flooded basement, leaking plumbing or a leaking roof.
Most property owners wonder whether insurance covers the cost of removing molds from a property. Homeowners insurance covers some types of water damage, but not all of them. Standard homeowners insurance does not provide coverage for water damage that occurs due to neglected property maintenance. For instance, if you have a leaking downspout, which is spilling water into any part of your property and you have not rectified the leakage, your insurance policy may not cover mold damage.
When damage occurs after a particular kind of water related accident happened in a property such as pipes bursting, homeowners insurance can provide coverage for the damage. To file a claim, homeowners should review their insurance policy in order to know what is covered and what is not covered. They should then inform their insurer about the problem and answer any question the company asks about the damage.
The insurance firm will investigate your claim shortly after receiving your written notice. It may also ask you for more information. The company will either accept or reject your claim. If it agrees to pay your claim, it may pay it within five business days. If it rejects your claim, the company will explain the reason for doing so in writing.
If the area covered by the molds growing in your home is less than 10 square feet, it is possible to clean the area yourself. Prior to cleaning the area, you should put on protective gear such as a respirator, gloves and goggles. If the molds are growing on a hard surface, you can remove them by scrubbing the area with a multi purpose cleaner or water and detergent.
Once you are through, you should dry the surface thoroughly. If you have removed molds from a porous material, it is advisable to seal the material in a plastic bag prior to disposing it. Once you have cleaned the area, you should revisit the site regularly and look for signs of additional damage or new growth of molds.
If molds cover a large area, it is essential to contact a licensed mold removal contractor to remove them. He or she will use industrial equipment and cleaning supplies to kill and eradicate mold from your home. After removing the fungus, the professional will treat the affected area to prevent future growth.
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