Australians are among the top users of ATM cards. Because many of them don't like carrying cash around to buy items or make transfers especially when the machines, including the POS, are working. They are also more prone to ATM card fraud. However, they can employ some tips for ATM fraud prevention Australia that can ensure their safety.
No matter how urgently you need some cash or want to do a transfer or a top up to your phone line, don't be moved to use a machine you are not sure of. Machines situated in a bank or by a bank should rather be used. If you find one in a supermarket or an eatery, it is also safer to use if the stores have not been linked to any criminal offense.
Going to an ATM in the night is not ideal. You will not be easily helped if someone attacks you while trying to complete a transaction. Only in cases of emergency should this be done and even when it must be done, you should go in the company of some friends.
Change your PIN as often as possible if you suspect that someone saw you entering it. Be careful each time you do it not to let anyone stand behind you. Card PINs should also be changed the moment you get it new from the bank or whichever financial institution gave it to you.
People who have activated their phone and email alerts for their bank accounts won't have so much to deal with. They will easily know when an impostor tries to steal their money and so contact the police and bank to do the needful. If money was withdrawn, the owner will know exactly where because the alert will also contain the address where the machine was fixed. It also happens this way when it is POS that is being used.
If your card is the bank card, you would have to call if it is trapped. But not every machine is from a bank so you should know who installed a machine before using it. It is better to have a jacket for the card but when you don't have it, you can use your wallet or the pouch of your phone.
When asked if you would like to get a receipt for a transaction at the machine, the best thing to do is to hit the "NO" button. Doing this will prevent someone from knowing what your account balance looks like and it can also prevent activities by criminals that would now want to know your card details.
Let your card pin be something that is not easy to guess. Don't go for your birthdays, date of birth, or any other information that people already know about you. Also, don't write it down anywhere because you never can tell who will pick up the note later when you start looking for it.
No matter how urgently you need some cash or want to do a transfer or a top up to your phone line, don't be moved to use a machine you are not sure of. Machines situated in a bank or by a bank should rather be used. If you find one in a supermarket or an eatery, it is also safer to use if the stores have not been linked to any criminal offense.
Going to an ATM in the night is not ideal. You will not be easily helped if someone attacks you while trying to complete a transaction. Only in cases of emergency should this be done and even when it must be done, you should go in the company of some friends.
Change your PIN as often as possible if you suspect that someone saw you entering it. Be careful each time you do it not to let anyone stand behind you. Card PINs should also be changed the moment you get it new from the bank or whichever financial institution gave it to you.
People who have activated their phone and email alerts for their bank accounts won't have so much to deal with. They will easily know when an impostor tries to steal their money and so contact the police and bank to do the needful. If money was withdrawn, the owner will know exactly where because the alert will also contain the address where the machine was fixed. It also happens this way when it is POS that is being used.
If your card is the bank card, you would have to call if it is trapped. But not every machine is from a bank so you should know who installed a machine before using it. It is better to have a jacket for the card but when you don't have it, you can use your wallet or the pouch of your phone.
When asked if you would like to get a receipt for a transaction at the machine, the best thing to do is to hit the "NO" button. Doing this will prevent someone from knowing what your account balance looks like and it can also prevent activities by criminals that would now want to know your card details.
Let your card pin be something that is not easy to guess. Don't go for your birthdays, date of birth, or any other information that people already know about you. Also, don't write it down anywhere because you never can tell who will pick up the note later when you start looking for it.
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